Buying a home? Start with the Mortgage Affordability Calculator to see a realistic price range based on your income, debts, down payment, taxes, insurance, HOA dues, and PMI. If you are putting down less than 20%, the PMI Calculator shows how much mortgage insurance adds to your payment and roughly when it ends.

Already have a mortgage and some extra cash? The Mortgage Recast Calculator compares three choices side by side: recasting to lower your payment, paying the lump sum but keeping your old payment to finish sooner, or doing nothing. The Mortgage Payoff Calculator shows how ongoing extra payments or biweekly payments move up your payoff date.

Paying PMI now? The PMI Removal Calculator tells you how much you need to pay down to reach 80% loan-to-value and ask your lender to cancel it.

Have a second mortgage or HELOC? The Blended Rate Mortgage Calculator works out the true combined rate on both loans and whether refinancing into one loan would save money.

All calculators are free, need no sign-up, and run in your browser. Results are estimates for planning; confirm figures with your lender or servicer before making decisions.